/* ═══════════════════════════════════════════
   PAYPIN 페이핀 — 상품권 매입·판매 마켓
   핀테크: 인디고 + 민트(매입) + 앰버(판매) / 모노 시세 · 실시간 시세표
   ═══════════════════════════════════════════ */
:root{
  --indigo:#4f46e5; --indigo-d:#4338ca; --indigo-bg:#eef0fe;
  --mint:#10b981; --mint-d:#059669; --mint-bg:#e7f7f0;
  --amber:#f59e0b; --amber-d:#d97706; --amber-bg:#fdf3e2;
  --ink:#171c33; --text:#4b5169; --muted:#8b90a6;
  --bg:#f6f7fb; --panel:#ffffff; --line:#e9ebf4; --line2:#dde0ee;
  --navy:#141a33; --navy2:#1c2440;
  --radius:18px; --radius-s:12px;
  --shadow:0 22px 54px rgba(30,32,72,.10);
  --shadow-sm:0 10px 28px rgba(30,32,72,.07);
  --mono:'Space Mono',ui-monospace,'Courier New',monospace;
  --sans:'Pretendard Variable',Pretendard,system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--text);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
ul{list-style:none}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.wrap-n{max-width:760px;margin:0 auto;padding:0 24px}
.mono{font-family:var(--mono)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:800;letter-spacing:.02em;color:var(--indigo);background:var(--indigo-bg);padding:7px 14px;border-radius:999px}

/* 버튼 */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:14.5px;line-height:1;padding:14px 24px;border-radius:12px;border:1.5px solid transparent;cursor:pointer;font-family:inherit;transition:transform .16s,box-shadow .2s,background .2s,color .2s;white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--indigo);color:#fff;box-shadow:0 10px 24px rgba(79,70,229,.28)}
.btn-primary:hover{background:var(--indigo-d);box-shadow:0 14px 30px rgba(79,70,229,.4)}
.btn-mint{background:var(--mint);color:#fff}
.btn-mint:hover{background:var(--mint-d)}
.btn-amber{background:var(--amber);color:#fff}
.btn-line{background:#fff;border-color:var(--line2);color:var(--ink)}
.btn-line:hover{border-color:var(--indigo);color:var(--indigo)}
.btn-ghost{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.22)}
.btn-lg{padding:17px 32px;font-size:16px}
.btn-sm{padding:10px 18px;font-size:13.5px}
.btn-block{width:100%}

/* 헤더 */
.hd{position:fixed;top:0;left:0;right:0;z-index:900;background:rgba(255,255,255,.86);backdrop-filter:blur(12px);transition:box-shadow .3s,background .3s;border-bottom:1px solid transparent}
.hd.scrolled{background:rgba(255,255,255,.97);box-shadow:0 6px 22px rgba(30,32,72,.06);border-bottom-color:var(--line)}
.hd-in{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{font-family:var(--mono);font-size:22px;font-weight:700;letter-spacing:-.02em;color:var(--ink)}
.logo .pin{color:var(--indigo)}
.gnb{display:flex;gap:1px}
.gnb a{font-size:14.5px;font-weight:600;color:var(--text);padding:9px 12px;border-radius:8px;transition:color .2s,background .2s}
.gnb a:hover{color:var(--indigo);background:var(--indigo-bg)}
.gnb a.on{color:var(--indigo)}
.hd-r{display:flex;align-items:center;gap:14px}
.hd-tel{font-family:var(--mono);font-size:14.5px;font-weight:700;color:var(--ink)}
.m-burger{display:none;flex-direction:column;gap:5px;width:38px;height:38px;align-items:center;justify-content:center;background:var(--indigo-bg);border:none;border-radius:9px;cursor:pointer}
.m-burger span{width:18px;height:2px;background:var(--indigo);border-radius:2px}

/* 모바일 내비 */
#mNav{position:fixed;inset:0;z-index:1000;background:#fff;transform:translateX(100%);transition:transform .32s cubic-bezier(.4,0,.2,1);padding:22px;display:flex;flex-direction:column;gap:2px}
#mNav.open{transform:translateX(0)}
.m-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}
.m-close{background:none;border:none;color:var(--ink);font-size:32px;line-height:1;cursor:pointer}
#mNav>a{color:var(--ink);font-size:19px;font-weight:600;padding:15px 8px;border-bottom:1px solid var(--line)}
.m-cta{display:flex;flex-direction:column;gap:10px;margin-top:24px}

/* ── 히어로 ── */
.hero{position:relative;background:radial-gradient(120% 90% at 85% 0%,var(--indigo-bg),var(--bg) 60%);padding:132px 0 70px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(32px,4.7vw,54px);font-weight:800;line-height:1.16;letter-spacing:-.03em;color:var(--ink);margin:18px 0 18px}
.hero h1 .g{color:var(--indigo)}
.hero .dek{font-size:16.5px;color:var(--text);max-width:480px;margin-bottom:26px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px}
.hero-trust{display:flex;gap:9px;flex-wrap:wrap}
.hero-trust .t{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--ink);background:#fff;border:1px solid var(--line);padding:8px 13px;border-radius:999px;box-shadow:var(--shadow-sm)}
.hero-trust .t b{color:var(--indigo)}
.hero-art{position:relative}
.hero-art .frame{position:relative;border-radius:26px;overflow:hidden;aspect-ratio:5/5.2;border:1px solid var(--line);box-shadow:var(--shadow);background:linear-gradient(160deg,#dfe3fb,#eef0fe)}
.hero-art .frame img{width:100%;height:100%;object-fit:cover}
.hero-art .fcard{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px;box-shadow:var(--shadow);display:flex;align-items:center;gap:11px}
.hero-art .fcard .ic{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;font-size:18px}
.hero-art .fcard .nm{font-size:12.5px;color:var(--muted)}
.hero-art .fcard .rt{font-family:var(--mono);font-size:18px;font-weight:700}
.hero-art .fc1{top:26px;left:-16px}.hero-art .fc1 .ic{background:var(--mint-bg)}.hero-art .fc1 .rt{color:var(--mint-d)}
.hero-art .fc2{bottom:34px;right:-16px}.hero-art .fc2 .ic{background:var(--amber-bg)}.hero-art .fc2 .rt{color:var(--amber-d)}

/* 시세 티커 */
.ticker{background:var(--navy);color:#fff;overflow:hidden;border-top:1px solid rgba(255,255,255,.08)}
.ticker .row{display:flex;gap:34px;white-space:nowrap;padding:12px 0;animation:tick 32s linear infinite;font-family:var(--mono);font-size:13.5px;font-weight:700}
.ticker .row .it{display:inline-flex;align-items:center;gap:8px;color:rgba(255,255,255,.82)}
.ticker .row .up{color:var(--mint)}.ticker .row .dn{color:var(--amber)}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* 섹션 */
.sec{padding:96px 0}
.sec.panel{background:var(--panel)}
.sec.navy{background:var(--navy);color:#e8ebf5}
.sec-head{max-width:680px;margin-bottom:50px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head h2{font-size:clamp(27px,3.6vw,42px);font-weight:800;letter-spacing:-.03em;line-height:1.2;color:var(--ink);margin-top:14px}
.sec-head h2 .g{color:var(--indigo)}
.sec-head p{color:var(--muted);font-size:15.5px;margin-top:14px}
.sec.navy .sec-head h2{color:#fff}.sec.navy .sec-head p{color:rgba(255,255,255,.6)}

/* 매입/판매 2분할 카드 */
.bs{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.bs-card{border-radius:var(--radius);padding:34px 32px;border:1px solid var(--line);background:#fff;transition:transform .2s,box-shadow .2s}
.bs-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.bs-card.buy{background:linear-gradient(160deg,var(--mint-bg),#fff)}
.bs-card.sell{background:linear-gradient(160deg,var(--amber-bg),#fff)}
.bs-card .tag{display:inline-block;font-size:12.5px;font-weight:800;padding:5px 13px;border-radius:999px;margin-bottom:14px}
.bs-card.buy .tag{background:var(--mint);color:#fff}
.bs-card.sell .tag{background:var(--amber);color:#fff}
.bs-card h3{font-size:22px;font-weight:800;color:var(--ink);margin-bottom:8px}
.bs-card p{font-size:14.5px;color:var(--text);margin-bottom:18px}
.bs-card .lnk{font-weight:700;font-size:14px}
.bs-card.buy .lnk{color:var(--mint-d)}.bs-card.sell .lnk{color:var(--amber-d)}

/* 시세표 */
.rates-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}
.rates-head{display:flex;align-items:center;justify-content:space-between;padding:16px 22px;border-bottom:1px solid var(--line);flex-wrap:wrap;gap:10px}
.rates-head .live{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:700;color:var(--mint-d)}
.rates-head .live::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--mint);box-shadow:0 0 0 4px var(--mint-bg)}
.rates-head .upd{font-family:var(--mono);font-size:12px;color:var(--muted)}
table.rates{width:100%;border-collapse:collapse}
table.rates th,table.rates td{padding:14px 22px;text-align:left;border-bottom:1px solid var(--line);font-size:14.5px}
table.rates th{background:#fafbff;color:var(--muted);font-weight:700;font-size:12.5px}
table.rates td.num{font-family:var(--mono);font-weight:700;text-align:right}
table.rates td .buy{color:var(--mint-d)}table.rates td .sell{color:var(--amber-d)}
table.rates tr:last-child td{border-bottom:0}
table.rates tr:hover td{background:#fafbff}
.rates-item{display:flex;align-items:center;gap:11px}
.rates-item .mini{width:34px;height:22px;border-radius:5px;flex-shrink:0}
.badge-st{font-size:11px;font-weight:800;padding:3px 9px;border-radius:999px;background:var(--mint-bg);color:var(--mint-d)}

/* 시세 계산기 */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 26px}
.calc h3{font-size:17px;font-weight:800;color:var(--ink);margin-bottom:16px;display:flex;align-items:center;gap:8px}
.calc .seg{display:flex;background:var(--bg);border-radius:10px;padding:4px;margin-bottom:14px}
.calc .seg button{flex:1;padding:9px;border:0;background:none;border-radius:8px;font-weight:700;font-size:14px;color:var(--muted);cursor:pointer;font-family:inherit}
.calc .seg button.on{background:#fff;box-shadow:var(--shadow-sm)}
.calc .seg button.on[data-t=buy]{color:var(--mint-d)}
.calc .seg button.on[data-t=sell]{color:var(--amber-d)}
.calc .fld{margin-bottom:12px}
.calc label{display:block;font-size:12.5px;font-weight:700;color:var(--ink);margin-bottom:6px}
.calc select,.calc input{width:100%;padding:12px 14px;border:1.5px solid var(--line2);border-radius:10px;font-size:14.5px;font-family:inherit;color:var(--ink);background:var(--bg);outline:none}
.calc select:focus,.calc input:focus{border-color:var(--indigo);background:#fff}
.calc .result{margin-top:16px;background:var(--indigo-bg);border-radius:12px;padding:16px 18px;display:flex;align-items:baseline;justify-content:space-between}
.calc .result .l{font-size:13.5px;color:var(--text);font-weight:600}
.calc .result .v{font-family:var(--mono);font-size:26px;font-weight:700;color:var(--indigo)}
.calc .note{font-size:12px;color:var(--muted);margin-top:10px}

/* 이용 절차 */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;position:relative}
.step .no{font-family:var(--mono);font-size:13px;font-weight:700;color:#fff;background:var(--indigo);width:30px;height:30px;border-radius:9px;display:grid;place-items:center;margin-bottom:14px}
.step h3{font-size:16.5px;font-weight:700;color:var(--ink);margin-bottom:7px}
.step p{font-size:14px;color:var(--muted)}

/* 특징 카드 */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card .ic{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;font-size:25px;background:var(--indigo-bg);margin-bottom:18px}
.card h3{font-size:18px;font-weight:700;color:var(--ink);margin-bottom:9px}
.card p{font-size:14.5px;color:var(--muted)}
.sec.navy .card{background:var(--navy2);border-color:rgba(255,255,255,.08)}
.sec.navy .card h3{color:#fff}.sec.navy .card p{color:rgba(255,255,255,.6)}.sec.navy .card .ic{background:rgba(255,255,255,.07)}

/* 취급 상품권(기프트카드 CSS 카드) */
.gcards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.gcard{border-radius:16px;padding:20px 20px 18px;color:#fff;min-height:128px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .2s}
.gcard:hover{transform:translateY(-4px)}
.gcard::after{content:"";position:absolute;right:-30px;top:-30px;width:110px;height:110px;border-radius:50%;background:rgba(255,255,255,.12)}
.gcard .chip{width:30px;height:22px;border-radius:5px;background:rgba(255,255,255,.35);position:relative;z-index:1}
.gcard .nm{font-size:16px;font-weight:800;position:relative;z-index:1}
.gcard .rt{font-family:var(--mono);font-size:12.5px;font-weight:700;opacity:.92;position:relative;z-index:1}
.g-culture{background:linear-gradient(135deg,#6366f1,#8b5cf6)}
.g-book{background:linear-gradient(135deg,#0ea5e9,#2563eb)}
.g-happy{background:linear-gradient(135deg,#ec4899,#f43f5e)}
.g-google{background:linear-gradient(135deg,#10b981,#059669)}
.g-apple{background:linear-gradient(135deg,#334155,#0f172a)}
.g-dept{background:linear-gradient(135deg,#f59e0b,#d97706)}
.g-oil{background:linear-gradient(135deg,#ef4444,#b91c1c)}
.g-game{background:linear-gradient(135deg,#8b5cf6,#6d28d9)}

/* 스탯 밴드 */
.statband{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.statband .b{text-align:center;padding:18px}
.statband .b .n{font-family:var(--mono);font-size:clamp(32px,4vw,46px);font-weight:700;color:var(--mint);letter-spacing:-.02em}
.statband .b .l{font-size:13.5px;color:rgba(255,255,255,.6);margin-top:6px}

/* 후기 */
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rv{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px}
.rv .stars{color:var(--amber);font-size:14px;letter-spacing:2px;margin-bottom:10px}
.rv p{font-size:14.5px;color:var(--text);margin-bottom:14px}
.rv .who{font-size:13px;color:var(--muted)}.rv .who b{color:var(--ink)}

/* 분할 */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.split.rev .media{order:2}
.media{position:relative;border-radius:var(--radius);overflow:hidden;aspect-ratio:4/3.1;border:1px solid var(--line);background:linear-gradient(160deg,#dfe3fb,#eef0fe)}
.media img{width:100%;height:100%;object-fit:cover}
.media .pill{position:absolute;left:16px;bottom:16px;font-size:12px;font-weight:700;color:#fff;background:var(--indigo);padding:6px 13px;border-radius:999px}
.feat-list{display:flex;flex-direction:column;gap:14px;margin-top:22px}
.feat-list li{display:flex;gap:12px;align-items:flex-start;font-size:15px}
.feat-list .ck{flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:var(--mint-bg);color:var(--mint-d);display:grid;place-items:center;font-size:12px;font-weight:800;margin-top:1px}

/* 서브 히어로 */
.sub-hero{position:relative;background:radial-gradient(120% 100% at 80% 0%,var(--indigo-bg),var(--bg) 62%);padding:126px 0 54px;overflow:hidden}
.sub-hero .inner{position:relative;z-index:2}
.crumb{font-family:var(--mono);font-size:12.5px;letter-spacing:.04em;color:var(--indigo);font-weight:700;margin-bottom:13px}
.sub-hero h1{font-size:clamp(28px,4.2vw,44px);font-weight:800;letter-spacing:-.03em;color:var(--ink)}
.sub-hero h1 .g{color:var(--indigo)}
.sub-hero p{color:var(--muted);font-size:15.5px;margin-top:13px;max-width:560px}

/* 폼 */
.form{display:grid;gap:18px}
.form .two{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.fld{display:flex;flex-direction:column;gap:7px}
.fld label{font-size:13.5px;font-weight:700;color:var(--ink)}
.fld input,.fld select,.fld textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line2);border-radius:11px;font-size:14.5px;font-family:inherit;color:var(--ink);background:var(--bg);outline:none;transition:border-color .2s,background .2s}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--indigo);background:#fff}
.chk{display:flex;gap:9px;align-items:flex-start;font-size:13px;color:var(--muted)}
.chk input{margin-top:3px;accent-color:var(--indigo);width:16px;height:16px}
.form-done{display:none;text-align:center;padding:20px 10px}
.form-done .ok{width:64px;height:64px;border-radius:50%;background:var(--mint);color:#fff;font-size:30px;font-weight:800;display:grid;place-items:center;margin:0 auto 20px}
.form-done h2{font-size:23px;font-weight:800;color:var(--ink);margin-bottom:10px}
.form-done p{color:var(--muted)}

/* FAQ */
.faq{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-s);padding:4px 22px}
.faq summary{list-style:none;cursor:pointer;font-weight:700;font-size:15.5px;color:var(--ink);padding:18px 0;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--indigo);font-size:22px;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq p{padding:0 0 20px;color:var(--muted);font-size:14.5px}

/* CTA */
.cta-band{background:linear-gradient(120deg,var(--indigo),#7c3aed);color:#fff;text-align:center;padding:76px 0}
.cta-band h2{font-size:clamp(25px,3.4vw,38px);font-weight:800;letter-spacing:-.02em}
.cta-band p{color:rgba(255,255,255,.86);margin:14px auto 26px;max-width:520px}
.cta-band .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta-band .btn-line{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.6);color:#fff}
.cta-band .btn-line:hover{background:#fff;color:var(--indigo);border-color:#fff}

/* 푸터 */
.ft{background:var(--navy);color:#fff;padding:60px 0 26px}
.ft .logo{color:#fff}.ft .logo .pin{color:#a5b4fc}
.ft-in{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:34px}
.ft-brand p{color:rgba(255,255,255,.5);font-size:13.5px;margin-top:16px;max-width:300px}
.ft-col h4{font-size:13px;color:#a5b4fc;margin-bottom:16px;font-weight:700}
.ft-col li{margin-bottom:10px}
.ft-col a{color:rgba(255,255,255,.66);font-size:14px}.ft-col a:hover{color:#fff}
.ft-tel{font-size:22px;font-weight:700;color:#fff;margin-bottom:10px}
.ft-contact p{color:rgba(255,255,255,.5);font-size:13px}
.ft-bot{display:flex;justify-content:space-between;align-items:flex-end;gap:14px;margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);flex-wrap:wrap}
.ft-biz{font-size:12px;color:rgba(255,255,255,.4);line-height:1.8}
.ft-copy{font-size:11.5px;color:rgba(255,255,255,.4);letter-spacing:.08em}

/* 플로팅 */
.floats{position:fixed;right:18px;bottom:20px;z-index:850;display:flex;flex-direction:column;gap:11px}
.fl{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;font-size:23px;box-shadow:0 10px 26px rgba(30,32,72,.22);transition:transform .18s}
.fl:hover{transform:translateY(-3px)}
.fl-tel{background:var(--indigo)}.fl-kko{background:#fae100}

/* 리빌 */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.on{opacity:1;transform:none}
html:not(.js) .reveal{opacity:1;transform:none}

/* 반응형 */
@media(max-width:1024px){
  .gnb,.hd-tel{display:none}
  .m-burger{display:flex}
  .hero-grid,.split{grid-template-columns:1fr;gap:36px}
  .split.rev .media{order:0}
  .bs,.cards,.reviews-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:repeat(2,1fr)}
  .gcards{grid-template-columns:repeat(3,1fr)}
  .statband{grid-template-columns:repeat(2,1fr)}
  .ft-in{grid-template-columns:1fr 1fr}
  .hero-art{max-width:440px;margin:0 auto}
}
@media(max-width:640px){
  .sec{padding:62px 0}
  .cards,.reviews-grid,.steps,.gcards{grid-template-columns:1fr 1fr}
  .form .two{grid-template-columns:1fr}
  table.rates th:nth-child(4),table.rates td:nth-child(4){display:none}
  .ft-in{grid-template-columns:1fr 1fr;gap:24px}
  .ft-bot{flex-direction:column;align-items:flex-start}
  .hero-art .fcard{padding:9px 12px}
}
@media(max-width:430px){.cards,.reviews-grid,.gcards,.steps{grid-template-columns:1fr}}